ISAGrow your ISA with the Cheshire
The Cheshire offers two distinct ISA savings accounts to help make your money go further. An ISA (Individual Savings Account) is a government approved savings account which provides tax free interest on your savings.
- ISA rules (effective from 6th April 2008)
- Transferring funds to your ISA
- General ISA questions and answers
The favourable tax treatment of ISAs may change in the future.
12 Month Fixed Rate Cash ISA
| Investment | Tax Free Rate % | Net Rate % | AER % | Apply | |
|---|---|---|---|---|---|
| Annual Interest | £1,000 - £3,600 | 4.50 | 4.50 |  |
|
| Find out more about 12 month fixed rate cash ISA Previous rates | |||||
Cash ISA - 3rd Issue
| Investment | Tax Free Rate % | Net Rate % | AER % | Apply | |
|---|---|---|---|---|---|
| Annual Interest | £1 - £3,600 | 4.45 | 4.45 | |
|
| Find out more about cash ISA Previous rates | |||||
The ‘tax free rate’ is the contractual rate of interest payable where interest is exempt from income tax.
The 'net rate' is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
The 'AER' stands for Annual Equivalent Rate and illustrates what the interest rate would be if it was paid and compounded once each year.
