Our investment rates

Fixed Rate Bonds Individual Savings Accounts (ISAs) Regular Saver Accounts

Postal Accounts Instant Access Accounts Club and Charity Accounts

If you hold an account that has been closed for further deposits, have a look at the rates in our closed issue accounts.

Fixed Rate Bonds

With the uncertainty in the current market at the moment,  by investing your money in a fixed rate bond you'll guarantee a return on your original investment. You can choose whether its fixed for short term or long term and when you have your interest paid. 

Portfolio 12 Month Fixed Rate Reserve - A combination of Portfolio, a long term investment bond from Norwich Union, alongside an attractive 12 month fixed rate reserve from the Cheshire. Black Cat Bond - This fixed rate investment account is for the next generation of young savers. Available to anyone under the age of 14, or on behalf of an under 14 year old.

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Individual Savings Accounts (ISA)

Cash ISA - 3rd Issue - A simple  instant access ISA when you invest anything between £1 and £3,600 in this tax year and the interest you receive will be completely tax free. 12 Month Fixed Rate Cash ISA - With this account although there are no withdrawals or additions allowed once it is opened, you will earn a fixed rate of interest for a full 12 months - completely tax free.

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Regular Saver Accounts

If you've been a member of the Cheshire for 6 months or more and wish to start saving regularly, then our Members' Privilege Regular Saver could be the account for you. Regular Saver will help you to put money away every month for that new car or holiday you've been dreaming of. With only two penalty free withdrawals allowed per year, your regular savings will soon begin to grow.

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Postal Account

Cheshire Premier Postal Issue 3 - Transactions on the postal account can be handled through the postal service, by our dedicated Postal Account Operations Team, or by your local branch. These rates include a 1.00% bonus payable until 31st May 2009.

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Instant Access Accounts

Easy Saver is designed around you. It offers penalty-free instant access to your savings whilst rewarding you with higher rates if you limit your withdrawals. You can choose to have your interest paid monthly or annually. Premium Access is a simple account offering penalty-free instant access to your savings. Big Cat Junior Saver - This is the account for the next generation of savers. Save as much as £15,000 and, because you've got instant access, you can withdraw your money when you need it. Available to those under 18 or, the account can be opened on behalf of an under 18 year old. Client Deposit Account - With the benefit of instant access, our Client Deposit Account is specially designed for Solicitors, Accountants and other professionals investing funds on behalf of their clients.

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Club and Charity Accounts

Caring for Hospices - The account with real heart. You can earn interest for yourself, and the Cheshire will make a valuable cash donation to your chosen hospice. Roary's Junior Saver - An instant access account that lets you show your support for Macclesfield Town football team. As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to the club.

Silkmen Saver

	Investment	Gross Rate %	Net Rate %	AER %	Apply
Annual Interest	£10,000+	3.20	2.56	3.20
	£5,000+	2.70	2.16	2.70