Fixed Rate Bonds
Fixed Rate Bonds - Choose between 6, 12 or 18 month fixed rate periods and then decide whether having your interest paid monthly or annually suits your needs.
6 Month Fixed Rate Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Interest All on Maturity |
£1,000+ |
5.91 |
4.73 |
6.00 |
|
| Monthly Interest |
£1,000+ |
5.84 |
4.67 |
6.00 |
|
1 Year Fixed Rate Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Interest at Maturity |
£1,000 |
6.00 |
4.80 |
6.00 |
|
| Monthly Interest |
£1,000 |
5.84 |
4.67 |
6.00 |
|
18 Month Fixed Rate Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Interest All on Maturity |
£5,000+ |
6.00 |
4.80 |
5.91 |
|
|
£1,000+ |
5.95 |
4.76 |
5.87 |
|
| Annual Interest |
£5,000+ |
5.76 |
4.61 |
5.91 |
|
|
£1,000+ |
5.71 |
4.57 |
5.87 |
|
2 Year Fixed Rate Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1,000 |
5.75 |
4.60 |
5.75 |
|
| Monthly Interest |
£1,000 |
5.60 |
4.48 |
5.75 |
|
3 Year Fixed Rate Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1,000+ |
5.75 |
4.60 |
5.75 |
|
| Monthly Interest |
£1,000+ |
5.60 |
4.48 |
5.75 |
|
Black Cat Bond
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Interest All on Maturity |
£500 |
22.25 |
17.80 |
5.15 |
|
| Annual Interest |
£500 |
5.15 |
4.12 |
5.15 |
|
Black Cat Bond - This fixed rate investment account is for the next generation of astute savers. It offers serious rates for those who are serious about saving for their future.
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Individual Savings Accounts (ISAs)
Cash ISA - 3rd Issue
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1+ |
4.95 |
|
4.95 |
|
Cash ISA - 3rd Issue - A simple instant access ISA when you invest anything between £1 and £3,000 in this tax year.
12 Month Fixed Rate Cash ISA - Issue 14
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1,000+ |
6.00 |
|
6.00 |
|
12 Month Fixed Rate Cash ISA - Issue 13 - With this account although there are no withdrawals or additions allowed once it is opened, you will earn a fixed rate of interest for a full 12 months.
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Regular Saver Accounts
Members' Privilege Regular Saver Account
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1 - £500 per month |
5.30 |
4.24 |
5.30 |
|
If you've been a member of the Cheshire for 18 months or more and wish to start saving regularly, then our Members' Privilege Regular Saver could be the account for you.
Regular Saver Account - Issue 5
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1 - £500 per month |
5.05 |
4.04 |
5.05 |
|
Regular Saver will help you to put money away every month for that new car or holiday you've been dreaming of. With only two penalty free withdrawals allowed per year, your savings will soon begin to grow.
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Instant Access Accounts
Premium Access
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
1.35 |
1.08 |
1.35 |
|
|
£5,000+ |
1.30 |
1.04 |
1.30 |
|
|
£2,500+ |
1.25 |
1.00 |
1.25 |
|
|
£1+ |
1.15 |
0.92 |
1.15 |
|
Premium Access is a simple account offering you penalty-free access to your savings.
Client Deposit Account
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000 |
1.35 |
1.08 |
1.35 |
|
|
£5,000 |
1.30 |
1.04 |
1.30 |
|
|
£2,500 |
1.25 |
1.00 |
1.25 |
|
|
£1+ |
1.15 |
0.92 |
1.15 |
|
Client Deposit Account - With the benefit of instant access, our Client Deposit Account is specially designed for Solicitors, Accountants and other professionals investing funds on behalf of their clients.
Easy Saver 0-4 Withdrawals
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£250,000 |
4.90 |
3.92 |
4.90 |
|
|
£100,000 |
4.60 |
3.68 |
4.60 |
|
|
£50,000 |
4.35 |
3.48 |
4.35 |
|
|
£25,000 |
4.10 |
3.28 |
4.10 |
|
|
£10,000 |
3.85 |
3.08 |
3.85 |
|
|
£2,500 |
3.60 |
2.88 |
3.60 |
|
|
£1+ |
2.80 |
2.24 |
2.80 |
|
| Monthly Interest |
£250,000 |
4.79 |
3.83 |
4.90 |
|
|
£100,000 |
4.51 |
3.61 |
4.60 |
|
|
£50,000 |
4.27 |
3.42 |
4.35 |
|
|
£25,000 |
4.02 |
3.22 |
4.10 |
|
|
£10,000 |
3.78 |
3.02 |
3.85 |
|
|
£2,500 |
3.54 |
2.83 |
3.60 |
|
|
£1+ |
2.76 |
2.21 |
2.80 |
|
Easy Saver 5-6 Withdrawals
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£250,000 |
4.60 |
3.68 |
4.60 |
|
|
£100,000 |
4.30 |
3.44 |
4.30 |
|
|
£50,000 |
4.05 |
3.24 |
4.05 |
|
|
£25,000 |
3.80 |
3.04 |
3.80 |
|
|
£10,000 |
3.55 |
2.84 |
3.55 |
|
|
£2,500 |
3.30 |
2.64 |
3.30 |
|
|
£1+ |
2.50 |
2.00 |
2.50 |
|
| Monthly Interest |
£250,000 |
4.51 |
3.61 |
4.60 |
|
|
£100,000 |
4.22 |
3.38 |
4.30 |
|
|
£50,000 |
3.98 |
3.18 |
4.05 |
|
|
£25,000 |
3.74 |
2.99 |
3.80 |
|
|
£10,000 |
3.49 |
2.79 |
3.55 |
|
|
£2,500 |
3.25 |
2.60 |
3.30 |
|
|
£1+ |
2.47 |
1.98 |
2.50 |
|
Easy Saver 7-12 Withdrawals
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£250,000 |
3.90 |
3.12 |
3.90 |
|
|
£100,000 |
3.60 |
2.88 |
3.60 |
|
|
£50,000 |
3.35 |
2.68 |
3.35 |
|
|
£25,000 |
3.10 |
2.48 |
3.10 |
|
|
£10,000 |
2.85 |
2.28 |
2.85 |
|
|
£2,500 |
2.60 |
2.08 |
2.60 |
|
|
£1+ |
2.10 |
1.68 |
2.10 |
|
| Monthly Interest |
£250,000 |
3.83 |
3.06 |
3.90 |
|
|
£100,000 |
3.54 |
2.83 |
3.60 |
|
|
£50,000 |
3.30 |
2.64 |
3.35 |
|
|
£25,000 |
3.06 |
2.45 |
3.10 |
|
|
£10,000 |
2.81 |
2.25 |
2.85 |
|
|
£2,500 |
2.57 |
2.06 |
2.60 |
|
|
£1+ |
2.08 |
1.66 |
2.10 |
|
Easy Saver 13+ Withdrawals
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£250,000 |
2.60 |
2.08 |
2.60 |
|
|
£100,000 |
2.30 |
1.84 |
2.30 |
|
|
£50,000 |
2.15 |
1.72 |
2.15 |
|
|
£25,000 |
2.05 |
1.64 |
2.05 |
|
|
£10,000 |
1.95 |
1.56 |
1.95 |
|
|
£2,500 |
1.85 |
1.48 |
1.85 |
|
|
£1+ |
1.75 |
1.40 |
1.75 |
|
| Monthly Interest |
£250,000 |
2.57 |
2.06 |
2.60 |
|
|
£100,000 |
2.28 |
1.82 |
2.30 |
|
|
£50,000 |
2.13 |
1.70 |
2.15 |
|
|
£25,000 |
2.03 |
1.62 |
2.05 |
|
|
£10,000 |
1.93 |
1.54 |
1.95 |
|
|
£2,500 |
1.83 |
1.46 |
1.85 |
|
|
£1+ |
1.74 |
1.39 |
1.75 |
|
Easy Saver is designed around you. It offers penalty-free access to your savings at any time whilst rewarding you with higher rates if you limit your withdrawals. You can choose to have your interest paid monthly or annually.
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Club and Charity Accounts
Caring for Hospices
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
3.70 |
2.96 |
3.70 |
|
|
£5,000+ |
3.20 |
2.56 |
3.20 |
|
|
£2,500+ |
2.85 |
2.28 |
2.85 |
|
|
£1+ |
2.75 |
2.20 |
2.75 |
|
Caring for Hospices - The account with real heart. You can earn interest for yourself, and the Cheshire will make a valuable cash donation to your chosen hospice.
Roary's Junior Saver
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1+ |
4.80 |
3.84 |
4.80 |
|
Roary's Junior Saver - An account that lets you show your support for Macclesfield Town football team. As well as encouraging youngsters to start saving, we also promise to make a donation of 1% of the average annual balance to the club.
Silkmen Saver
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
3.70 |
2.96 |
3.70 |
|
|
£5,000+ |
3.20 |
2.56 |
3.20 |
|
|
£2,500+ |
2.85 |
2.28 |
2.85 |
|
|
£1+ |
2.75 |
2.20 |
2.75 |
|
Silkmen Saver - Whether you are a fan of Macclesfield Town FC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Club based on the total of all balances at the end of the year.
Caring for Children
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
3.70 |
2.96 |
3.70 |
|
|
£5,000+ |
3.20 |
2.56 |
3.20 |
|
|
£2,500+ |
2.85 |
2.28 |
2.85 |
|
|
£1+ |
2.75 |
2.20 |
2.75 |
|
Caring for Children - A previous Cheshire Charity of the Year, Action for Children get a donation and you get good rates of interest with up to six penalty free withdrawals per year, pro rata for the first year.
Crewe Alexandra Academy Account
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
3.70 |
2.96 |
3.70 |
|
|
£5,000+ |
3.20 |
2.56 |
3.20 |
|
|
£2,500+ |
2.85 |
2.28 |
2.85 |
|
|
£1+ |
2.75 |
2.20 |
2.75 |
|
Crewe Alexandra Academy Account - Whether you are a fan of Crewe Alexandra FC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Academy based on the total of all balances at the end of the year.
Super Wolves Saver
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£10,000+ |
3.70 |
2.96 |
3.70 |
|
|
£5,000+ |
3.20 |
2.56 |
3.20 |
|
|
£2,500+ |
2.85 |
2.28 |
2.85 |
|
|
£1+ |
2.75 |
2.20 |
2.75 |
|
Super Wolves Saver - Whether you are a fan of Warrington Wolves RLFC or not, you can now enjoy the benefit of a savings account that lets you make up to six penalty free withdrawals per year, pro rata for the first year. We make a donation to the Club based on the total of all balances at the end of the year.
Wolf Pack Account
|
Investment |
Gross Rate % |
Net Rate % |
AER % |
|
| Annual Interest |
£1 - £15,000 |
4.80 |
3.84 |
4.80 |
|
Wolf Pack Account - Young Warrington Wolves RLFC fans can take advantage of our Wolf Pack Account. With instant access and an attractive rate of interest, what better way to support the Club whilst saving for your future!
|
